At Altify, our mission is to make alternative investing as transparent, empowering, and rewarding as possible. One of the most important questions any investor has is: how is my portfolio performing? To answer this more accurately than ever before, we’ve launched a major upgrade to how gains and losses are calculated and displayed on our platform. This upgrade delivers industry-standard methodologies, an improved user experience, and deeper insights into your investments.

Here’s everything you need to know about our latest gain and loss upgrade — and why it matters to you.

What Was Upgraded?

We completely re-engineered the way our platform calculates and shows your investment performance. The upgrade includes:

• More precise calculations using global best practices.
• Separate methodologies for individual assets and total portfolio.
• Real-time tracking of unrealised gains.
• Clearer transaction history with consistent naming.
• Contextual tooltips that explain what each metric means.

These changes apply across both the Altify mobile app and web app, making it much easier for you to understand your investment journey.

How is Gain and Loss Calculated?

We now use two complementary methods to give you a complete view of your performance:

For Individual Assets: Weighted Average Price ‍

When you buy units of an asset at different prices, Altify calculates your average price per unit and instantly shows you the pure gain or loss you have on your asset based on the current price compared to this average.

The following formulas are used to calculate individual asset returns:

Calculating the gain of an individual investment is a fundamental skill for any investor. Here is a quick example of how Altify uses these formulas to display your individual asset returns.

‍For the Total Portfolio: Holding Period Return (HPR)

At the portfolio level, we use HPR. This measures the total return of your account over a specified time, adjusted for deposits and withdrawals and all fees, giving you a holistic view of how your entire portfolio performed.

The following formulas are used to calculate portfolio returns:

Calculating the gain of a portfolio is critical in understanding the full picture of your individual investment decisions. Here is a quick example of how Altify uses these formulas to display your total portfolio returns.

Why Did Altify Use Weighted Average Price for Single Assets and Total Return (HPR) for Portfolio View?

Great question — and a crucial part of the upgrade. Here’s why:

• Weighted Average Price is the global standard for tracking the entry price of individual investments. It ensures that your gain or loss reflects the average price you actually entered in at, especially if you purchased at different times and prices.
  
  
• Holding Period Return (HPR) is ideal for the overall portfolio because it accounts for all cash flows (deposits, withdrawals, transfers) over a given period. This provides a more meaningful measure of your portfolio’s true performance, as it factors in the timing and amount of capital you’ve added or removed and all fees.

Together, these methods give you the best of both worlds: simple return clarity on each asset and complete overall accuracy on your entire portfolio.

Why Did Altify Update the Gain and Loss Calculation?

We listened to your feedback and saw an opportunity to improve clarity in the data you rely on. 

The previous system didn’t always reflect the full picture in a simplistic way— especially for users making multiple trades or deposits.

In short, this upgrade helps you make smarter, more informed decisions.

Where Can I Find the New Gain and Loss Calculation on the Altify Platform?

We’ve integrated these upgrades seamlessly into the Altify app and web app. You’ll find them here:

Portfolio Page

• Total Portfolio: Holding Period Return (HPR): You can see your updated total portfolio return, calculated using HPR, right at the top of your portfolio page. You can view your portfolio gain and loss over multiple different timeframes.
• For Individual Assets: Weighted Average Price: You can see your updated individual asset return, right next to any asset you own on the portfolio page. Your individual asset return will show you your all-time unrealised gains, calculated using weighted average price.

Asset Product Pages

• For Individual Assets: Weighted Average Price: You can see your updated asset return on assets you own by tapping on any asset to view your all-time unrealised gains, calculated using weighted average price.

Tooltips have been added as Informational icons that will appear next to key metrics throughout the app. Tap them for explanations of how your gains and losses are calculated.

Smarter Investing Starts With Better Insights

At Altify, we believe that clarity leads to confidence. This upgrade gives you unparalleled visibility into how your investments are performing — both at the individual asset level and across your entire portfolio.

Log in today to explore the enhanced gain and loss metrics and take control of your investment journey.